Who we are:
OneFamily is a member-owned mutual that’s been helping families look after their money for over 45 years. Our Over 50s Life Cover is designed to reduce any worries about how your family would cope financially when you’re no longer around — and it’s 5 Star Defaqto rated for 2026.
What we do:
We offer straightforward life cover for UK residents aged 50–80, with guaranteed acceptance and no medical needed. Every policy includes Terminal Illness Benefit and Funeral Funding as standard, so there’s less for your loved ones to worry about at a difficult time.
for the people you love
- Guaranteed acceptance — as long as you’re a UK resident aged between 50–80.
- Get cover with no medical needed — the only lifestyle question is whether or not you smoke.
- Terminal Illness Benefit and Funeral Funding included as standard.
1 Cover from £10 a month. Depending on how long you live, you could pay more in premiums than the policy pays out. This is not a savings plan and has no cash-in value. If you stop paying premiums before age 90, cover will end and you won’t get any money back. Due to inflation, the payout may buy less in the future than it would now.
OneFamily is a trading name of Family Assurance Friendly Society Ltd, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (FRN 110067). [Exact regulatory wording to be confirmed and approved by OneFamily Compliance.]